Secured loans are most common when the requirement is to borrow a large sum of money over a long period of time. Depending on requirements, remortgages and homeowner loans tend to suit different situations. Loans and mortgages can be substantial financial commitments to make, so it is extremely important that you secure the right plan and one that works for you. Homeowner loans operate under the same principle as remortgages, but are slightly different in that they are actually separate from the mortgage. Secured loans, also known as homeowner loans are ideal for debt consolidation or large loan amounts.

Remortgages with more competitive rates may make financial sense if you are you paying huge amount of debt for your private loans or credit card bills. Homeowner loans operate under the same principle as remortgages, but are slightly different in that they are actually separate from the mortgage. It is important that you understand the terminology used by financial lenders, especially when it is a large financial commitment.

Mail on Sunday (London, England), The - Best Mortgage Buys

July 25, 2010 --

Mortgages shown are not selected on best headline rate alone, but on the best value overall. A = Variable rate for term.

B = Base...

Yorkshire Post (Leeds, England) - Margins hit new high on fixed-rate deals

July 23, 2010 --

The average cost of a fixed-rate loan has been falling steadily since the beginning of the year as lenders try to tempt homeowners to...

Citizen Gloucestershire, The - Fixed-rate mortgage margins increasing

July 22, 2010 --

THE margins lenders are charging on fixed-rate mortgages have reached a new high despite increased competition in the market, figures...

Citizen Gloucestershire, The - Still time to seal buy-to-let deal

July 22, 2010 --

ARE you considering a buy-to-let purchase or re-mortgage, but think the market is less than perfect? You may be pleasantly surprised,...

Gloucestershire Echo, The - Fixed-rate mortgage margins increasing

July 22, 2010 --

THE margins lenders are charging on fixed-rate mortgages have reached a new high despite increased competition in the market, figures...

Scotland on Sunday (Edinburgh, Scotland) - Housing market 'faces abyss' over new rules on mortgages

July 18, 2010 --

Byline: Teresa Hunter

HOMEBUYERS are heading for a house price abyss if watchdogs press ahead with new mortgage rules which could...

Sentinel, The; Stoke-on-Trent (UK) - Mum disowns loan shark son [Edition 2]

July 15, 2010 --

JAILED loan shark Tony Maddox almost cost his mum her home after she lent him Pounds 22,000 which she says he never paid back.

May...

Sentinel, The; Stoke-on-Trent (UK) - LOAN SHARK SON TRICKED ME OUT OF Pounds 22k

July 15, 2010 --

JAILED loan shark Tony Maddox almost cost his mum her home after she lent him Pounds 22,000 which she says he never paid back.

May...

Sentinel, The; Stoke-on-Trent (UK) - Loan shark left his mum facing eviction [Edition 3]

July 15, 2010 --

JAILED loan shark Tony Maddox almost cost his mum her home after she lent him Pounds 22,000 which she says he never paid back.

May...

Sentinel, The; Stoke-on-Trent (UK) - 'Mum adored Tony, now it's only anger'

July 15, 2010 --

Daughter speaks of pressure put on family after son took Pounds 22k The mother of loan shark Tony Maddox has been left thousands of pounds in...