Secured loans are most common when the requirement is to borrow a large sum of money over a long period of time. Depending on requirements, remortgages and homeowner loans tend to suit different situations. Loans and mortgages can be substantial financial commitments to make, so it is extremely important that you secure the right plan and one that works for you. Homeowner loans operate under the same principle as remortgages, but are slightly different in that they are actually separate from the mortgage. Secured loans, also known as homeowner loans are ideal for debt consolidation or large loan amounts.

Remortgages with more competitive rates may make financial sense if you are you paying huge amount of debt for your private loans or credit card bills. Homeowner loans operate under the same principle as remortgages, but are slightly different in that they are actually separate from the mortgage. It is important that you understand the terminology used by financial lenders, especially when it is a large financial commitment.


Other Loans Remortgages Items

Remortgaging activity increases - Mortgage Solutions


Money Marketing

Remortgaging activity increases
Mortgage Solutions
The research also showed that variable rates mortgages accounted for 80.6% of loans arranged in February, the third consecutive month that variable rates ...
Remortgages start revival as market bottoms outFT Adviser

all 8 news articles »


Yorkshire BS cuts two-year tracker - MyIntroducer.com


Yorkshire BS cuts two-year tracker
MyIntroducer.com
The product has a low fee of £495 and offers free valuation and legal fees to those people looking to remortgage. An offset version is also available priced ...

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Interest on fixed rate loans drops - The Press Association


The Guardian

Interest on fixed rate loans drops
The Press Association
A number of banks and building societies cut their rates during February, with many launching new best-buy deals in a bid to tempt borrowers to remortgage ...
Interest rates on popular mortgage deals at 6-year lowTimes Online

all 136 news articles »


Ratewatch - mortgages and cash ISAs - Citywire.co.uk


Ratewatch - mortgages and cash ISAs
Citywire.co.uk
Lenders are generally increasing maximum loans to value making it a bit easier for those with only a small amount of equity in their property to remortgage. ...

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Coventry cuts residential remortgage rates - FT Adviser


TotallyMoney News

Coventry cuts residential remortgage rates
FT Adviser
The Coventry will offer three new two-year fixed deals with rates starting at 3.5 per cent on loans of up to 65 per cent loan to value (LTV). ...
Coventry cuts its residential remortgage ratesMyIntroducer.com
Coventry slashes residential remortgage ratesMyFinances.co.uk
Coventry launches fix with unlimited overpaymentsMortgage Strategy
Coventry Telegraph
all 10 news articles »


Cheaper deals for borrowers with small deposits - Times Online


FreeRateUpdate.com

Cheaper deals for borrowers with small deposits
Times Online
Mortgage lenders have dramatically reduced the cost of some of the most popular home loans and those aimed at borrowers with smaller deposits, ...
SVR holders are the winnersMortgage Introducer
Santander 80% mortgages slashed by 0.74%Fair Investment Company
3m+ unaware of their mortgage rateYour Mortgage

all 157 news articles »


Santander cuts rates on 80% loans - Financial Times


ifaonline.co.uk

Santander cuts rates on 80% loans
Financial Times
It offers the same deal to remortgage customers but with a £1495 fee as well as free legals and valuation. For those borrowers who want the certainty of a ...
Santander cuts rates on 80% mortgagesCreditChoices.co.uk
Santander mortgage rates cutMoney High Street
Santander cuts rates on 80% mortgagesMortgage.org.uk
MyFinances.co.uk -FT Adviser
all 15 news articles »


Total lending up £2bn in January but approvals slump - FT Adviser


The Guardian

Total lending up £2bn in January but approvals slump
FT Adviser
In addition, loan approvals for remortgages were less than in December at 23611 and less than the six-month average of 27226. The 12-month growth rate for ...
Housing Suffers Setback as Mortgage Lending DeclinesTopNews New Zealand
Mortgage approvals plunge in JanuaryThe Guardian
Mortgage approvals take a tumbleYour Mortgage
Houseladder -Net Lettings Property News
all 148 news articles »


Home loans lowest for 16 years - BBC News


BBC News

Home loans lowest for 16 years
BBC News
In line with the rest of the UK, remortgaging volumes remained low in Scotland. There were 9000 remortgage loans, worth £900m between October and December, ...
Scotland begins steady housing recovery: CMLFT Adviser
Scots housing market recoveringThe Herald
Scottish housing market trailsLV.com (blog)
Your Mortgage -Scotsman -Glasgow Evening Times
all 43 news articles »


Mortgage lending tumbled by almost 50% last year - Irish Times


RTE.ie

Mortgage lending tumbled by almost 50% last year
Irish Times
The percentage of mortgages relating to residential investments and remortgages has fallen consistently since 2007. In contrast, 70 per cent of all mortgage ...
Mortgage lending at lowest level since records beganIrish Independent

all 19 news articles »