Secured loans are most common when the requirement is to borrow a large sum of money over a long period of time. Depending on requirements, remortgages and homeowner loans tend to suit different situations. Loans and mortgages can be substantial financial commitments to make, so it is extremely important that you secure the right plan and one that works for you. Homeowner loans operate under the same principle as remortgages, but are slightly different in that they are actually separate from the mortgage. Secured loans, also known as homeowner loans are ideal for debt consolidation or large loan amounts.

Remortgages with more competitive rates may make financial sense if you are you paying huge amount of debt for your private loans or credit card bills. Homeowner loans operate under the same principle as remortgages, but are slightly different in that they are actually separate from the mortgage. It is important that you understand the terminology used by financial lenders, especially when it is a large financial commitment.


Other Loans Remortgages Items

Frustration still evident in Lending to Individuals figures - Mortgage Strategy (blog)


MSN Money UK

Frustration still evident in Lending to Individuals figures
Mortgage Strategy (blog)
Just 47643 loans were approved for house purchases and a mere 29949 loans for remortgages meaning that both sets of figures have now dropped below their ...
Net lending to individuals sees slight rise in JuneMortgage Strategy

all 60 news articles »


Plight of the self-cert prisoners - Money Marketing


Plight of the self-cert prisoners
Money Marketing
Lovey: The chances of doing remortgages has improved a little bit but clients are not panicking to get into a fix. Even people with loans to values of 75 ...

and more »


19 top 90% mortgages! - lovemoney.com


lovemoney.com

19 top 90% mortgages!
lovemoney.com
The Yorkshire has a pretty good reputation in the high LTV loan arena. Just a few weeks ago, the lender introduced a two-year fixed rate deal specifically ...


Is it Possible to Save When Getting a Mortgage? - Stock Markets Review


Is it Possible to Save When Getting a Mortgage?
Stock Markets Review
Both remortgages and secured loans have low interest rates and using them as consolidation loans not only tidies up debt but saves a great deal of money in ...


Lending to UK companies drops by £1.6bn - Financial Times


Lending to UK companies drops by £1.6bn
Financial Times
The number of loans to purchase homes in June totalled 34813, compared with 36418 in May and an average in the past six months of 37027. Remortgage activity ...

and more »


Homeowners: short window to remortgage - The Move Channel


Homeowners: short window to remortgage
The Move Channel
The application fee charged on combined mix and match products will be the highest fee of both the chosen loans. Co-op/Britannia has some very competitive ...

and more »


Manchester Remortgages For Your Debt Clearing Solutions - Stock Markets Review


Manchester Remortgages For Your Debt Clearing Solutions
Stock Markets Review
The new interest rates are quite low and would help you sustain a remortgage loan on an average income. Instead of going in for an unsecured loan, ...
Manchester Mortgages To Help Your Debt ProblemsStock Markets Review

all 2 news articles »


New mortgage affordability rules: Q&A - Telegraph.co.uk


The Guardian

New mortgage affordability rules: Q&A
Telegraph.co.uk
However, you could run into a few problems when you remortgage. If the amount previously borrowed exceeds these new lending criteria, you may not be able to ...
FSA Plans Mortgage ClampdownGoRemortgage (blog)
MMR: Short term pain for long term gain says FSAMortgage Introducer
FSA to ban self-cert and interest only mortgagesThe Economic Voice
Mortgage News -Money Saving Expert
all 280 news articles »


Mortgage lending rally could be short-lived - Herald Scotland


TopNews United Kingdom (blog)

Mortgage lending rally could be short-lived
Herald Scotland
The number of remortgages increased by 6% in May, to 26000, but fell by 14% compared to the same month last year. The total value of remortgage loans ...
U.K. Mortgage Borrowing Rises In MayRTT News
Affordable Deals Boost Mortgage BorrowingGoRemortgage (blog)
Mortgages at most affordable for 35 yearsmoneyfacts.co.uk
Which4U - UK
all 52 news articles »


Remortgages in Four Easy Steps - Stock Markets Review


Remortgages in Four Easy Steps
Stock Markets Review
Many lenders who are part of the Obama loan modification program will take these types of loans on. #4- A modified loan cannot exceed 31% of your income. ...
Avoid Home foreclosure with Obama's Making Home Affordable ProgramMortgage11

all 48 news articles »